Canadian Dental Care Plan
How It Works
Dental Support Through the Canadian Dental Care Plan
The Canadian Dental Care Plan (CDCP) is a program from the Government of Canada designed to make dental care more affordable for children and families who do not have private dental insurance. If your household income is under $90,000, your child may qualify for reduced cost or fully covered dental services through this plan.
Household Income and Coverage Levels
Coverage under the CDCP is based on your adjusted family net income, which is assessed through your most recent tax return:
| Adjusted Family Net Income | CDCP Covers | You Cover (Co-payment) |
|---|---|---|
| Under $70,000 | 100% of eligible services at CDCP rates | 0% (you may still face additional fees) |
| $70,000 – $79,999 | 60% of eligible services at CDCP rates | 40% of CDCP rates |
| $80,000 – $89,999 | 40% of eligible services at CDCP rates | 60% of CDCP rates |
Note: Our office may charge more than CDCP's established fees. Any additional cost is your responsibility. Always confirm coverage and fees with our office before receiving care.
What Services Are Covered?
The CDCP covers a wide range of pediatric dental services when recommended by a licensed dental provider. Some services may require preauthorization before treatment. Covered services include:
- Exams and cleanings (scaling)
- Fluoride applications and sealants
- X-rays and emergency assessments
- Fillings and extractions
- Pulpotomies and pulpectomies
- Stainless steel crowns for decayed baby teeth
- Conscious sedation or general anesthesia (when needed and preauthorized)
Note: Always confirm with our office to see if a service requires preauthorization or may result in out-of-pocket expenses.
Eligibility Criteria
You may qualify for the CDCP if you meet all four of the following conditions:
- No access to dental insurance through work, school, or private purchase
- You and your spouse/partner (if applicable) filed a Canadian tax return for the previous year
- Adjusted family net income is under $90,000
- You are a Canadian resident for tax purposes
If you have dental coverage through a government social program, you may still qualify. The CDCP will coordinate coverage to avoid duplication.
Once You Apply
Once approved, you’ll receive:
- A letter with your CDCP Member ID, start date, and co-payment level
- A member card from Sun Life
- Instructions to book care (appointments must be on or after your benefit start date)
How to Apply
Learn more and apply for the Canadian Dental Care Plan (CDCP) through the Government of Canada’s official website. Learn more or apply here.
Keep Your Child’s Smile Bright & Healthy!
Schedule a dental cleaning today and protect your child’s teeth from cavities with gentle, expert care.
